Best Camera Phone Under 40000

Finding a camera phone under ₹40,000 can be quite the task owing to the many options available in the market. However, if you’re searching for one of the best camera phones under 40000, you don’t need to break the bank. Brands like iQOO, Vivo, realme, and Samsung offer large sensors, optical image stabilization (OIS), and AI-enhanced photography for stunning shots with high detail and pro-level features.

For night photography, ultra-wide capturing, or 4K video recording, these phone devices are terrifically remarkable. At ₹40,000, you can get flagship-grade cameras without blowing your budget. In this guide, we will look at the best camera smartphones available in India and their features to help you find the best one that meets your requirements.

Best Camera Phone Under 40000

Why ₹40,000 is a great budget for a high-end camera phone

A ₹40,000 budget gives you access to high-end camera phones with flagship-level sensors, AI image processing, and optical image stabilization. You get stunning night photography, 4K video recording, and powerful zoom features without spending a fortune.

Companies such as OnePlus, iQOO, and Vivo bring forth incredible camera performance using great hardware like Sony-engineered IMX sensors, along with progressive image tuning. To top that off, such robust features come coupled with lightning-fast processors, AMOLED displays, and long-lasting battery life, creating a true powerhouse combo.

Latest Mobile Comparisons – Which One Should You Buy?

So many options make it hard to choose a smartphone. The iQOO Neo9 Pro, Realme GT 6T 5G, and OnePlus 12R pack in great performance, while the Vivo V40 5G and Redmi Note 13 Pro+ are great shooters. If you’re looking for one of the best camera phones under 40000, choose a device with a high-resolution sensor and AI enhancements. For gamers, a high refresh rate display and a powerful processor are a must.

If you are into photography, you should know that while megapixels count, it isn’t always the most critical issue. Look for image processing with artificial intelligence along with optical stabilization. Battery must be good: look for at least 5000mAh. It comes down to what suits your needs and can fit into your budget.

Popular Brand List

Here are Popular Brand List In India:

iQOO Neo9 Pro

Specifically tailored for performance-oriented individuals and camera enthusiasts, the iQOO Neo9 Pro has plenty of features drenched within it. The powerful Snapdragon processor that powers the smartphone combines with a smooth AMOLED display to guarantee high-quality camera setup images. Whether you use it for gaming, photography, or daily multitasking, this phone will not disappoint you, making it one of the best camera phones under 40000.

iQOO Neo9 Pro

iQOO Neo9 Pro: Camera & Price

FEATUREDETAILS
Camera50MP (OIS) + 8MP Ultra-wide
Front Camera16MP
Price in India₹35,999 (Expected)
Pros & Cons of iQOO Neo9 Pro

Pros

  • Powerful Snapdragon 8 Gen 2 processor for smooth performance
  • 50MP OIS primary camera for sharp and stable photos
  • 144Hz AMOLED display for an ultra-smooth experience
  • 5000mAh battery with 120W fast charging for all-day usage
  • Premium design with a glass back for a stylish look

 

❌ Cons

  • No wireless charging despite the premium price
  • No IP rating for water and dust resistance
  • No expandable storage option
  • Software updates may not be as frequent as competitors

 

Realme GT 6T 5G

The realme GT 6T 5G is a speed devil performance phone. It has a Snapdragon powerhouse under its hood, a 120Hz AMOLED display, and lightning charges of a huge battery. True to its sleek design, the mobile packs a high-resolution camera, making it a perfect match for gamers as well as photo perfectionists. If you’re looking for one of the best camera phones under 40000, this device offers a great balance of speed and photography excellence.

realme GT 6T 5G

Key Specs: Camera & Price

FEATUREdetails
Rear Camera50MP (OIS) + 8MP Ultra-Wide
Front Camera16MP
Display6.78" AMOLED, 120Hz
ProcessorSnapdragon 7+ Gen 3
Battery5500mAh, 100W Fast Charging
Expected Price₹32,999 – ₹36,999
Release DateJune 2024 (Expected)
Pros & Cons of realme GT 6T 5G

✅ Pros

  • Powerful Snapdragon 7+ Gen 3 processor for smooth performance
  • AMOLED 120Hz display for a fluid and immersive experience
  • 5500mAh battery with 100W fast charging for long-lasting use
  • 50MP OIS primary camera for detailed and steady shots
  • Premium design with a slim and lightweight body

 

❌ Cons:

  • No wireless charging support
  • No official IP rating for water and dust resistance
  • No expandable storage option
  • Software updates may not be as frequent as premium flagships

 

Vivo V40 5G

Catering to a photography business and smooth performance, the Vivo V40 5G embodies the quintessential lifeblood of a mid-range smartphone and has everything a user would crave. This smartphone comes with a curved AMOLED display, powerful Dimensity processors, and high-resolution camera setups with enhanced AI capabilities. If you’re searching for one of the best camera phones under 40000, this phone with fast charging and 5G connectivity gives a true flagship feel.

Vivo V40 5G

Key Specs: Camera & Price

NameDesignation
Rear Camera50MP (OIS) + 8MP Ultra-Wide + 2MP Macro
Front Camera32MP
Display6.78" Curved AMOLED, 120Hz
ProcessorMediaTek Dimensity 8200
Louis HudsonLouis Hudson
Battery5000mAh, 80W Fast Charging
Expected Price₹36,999 – ₹39,999
Release DateJuly 2024 (Expected)
Pros & Cons of Vivo V40 5G

Pros

  • 50MP OIS camera for crisp and steady photos
  • 32MP high-resolution selfie camera for sharp details
  • Curved 120Hz AMOLED display for an immersive viewing experience
  • MediaTek Dimensity 8200 processor ensures fast performance
  • 80W fast charging for quick power-ups

Cons

  • No official IP rating for water and dust resistance
  • No wireless charging support
  • Bloatware in the UI might affect the user experience
  • No expandable storage option

HONOR 200 5G

The HONOR 200 5G has been brought out with all the glitz and features possible for every photography lover and smooth performance enthusiast out there. The combination of a powerful Snapdragon processor and a 120Hz OLED display will allow one to experience the full power of this phone. Enhanced by AI camera systems, it means the thing is scratched very close to the so-called premium experience. It supports quick charging and 5G use, thus making it one among the several available great modern-day choices.

HONOR 200 5G

Key Specs: Camera & Price in India

NameDesignation
Rear Camera50MP (OIS) + 12MP Ultra-Wide + 2MP Depth Sensor
Front Camera50MP AI Selfie Camera
Display6.7" OLED, 120Hz
ProcessorQualcomm Snapdragon 7 Gen 3
Battery5200mAh, 100W Fast Charging
Expected Price in India₹38,999 – ₹41,999
Release Date in IndiaJune 2024 (Expected)
Pros & Cons of HONOR 200 5G

Pros

  • 50MP AI-powered main camera for excellent photography
  • 50MP high-resolution selfie camera for detailed selfies
  • 120Hz OLED display for a smooth viewing experience
  • Qualcomm Snapdragon 7 Gen 3 processor ensures fast performance
  • 100W super-fast charging charges the battery in minutes

Cons

  • No official IP rating for dust and water resistance
  • No wireless charging support
  • Pre-installed bloatware may affect user experience
  • No expandable storage option

Redmi Note 13 Pro+

Redmi Note 13 Pro+ is a flagship killer with high-end camera prowess, and it pairs a stunning curve display and powerful performance with affordability. It boasts a 200MP OIS main camera and Dimensity 7200-Ultra processor for the mid-range segment, with utmost 120W fast charging being the cherry on the cake. The device is built for someone who appreciates the nuances of professional photography, heavy gaming, and all-day battery life.

Redmi Note 13 Pro+

Key Specs: Camera & Price in India

FEATUREDetails
Rear Camera200MP (OIS) + 8MP Ultra-Wide + 2MP MacroLouis Hudson
Front Camera16MP AI Selfie Camera
Display6.67" AMOLED, 120Hz, Curved Edge
ProcessorMediaTek Dimensity 7200-UltraLouis Hudson
Battery5000mAh, 120W Fast Charging
Expected Price in India₹31,999 – ₹34,999
Release Date in IndiaJanuary 2024
Pros & Cons of Redmi Note 13 Pro+

Pros

  • 200MP OIS main camera for ultra-clear photos
  • 6.67″ curved AMOLED display with 120Hz refresh rate
  • Powerful Dimensity 7200-Ultra processor for smooth gaming
  • 120W hyper-fast charging charges from 0-100% in 19 minutes
  • Premium glass back design for a flagship look

Cons

  • No dedicated microSD card slot for expandable storage
  • MIUI comes with bloatware and ads
  • No wireless charging support
  • Lacks official IP68 water resistance rating

Best Camera Mobile Phones Under ₹40,000 in India

ModelRear CameraFront CameraDisplayProcessorBattery & ChargingPrice in India (₹)
iQOO Neo9 Pro50MP (OIS) + 8MP Ultra-Wide16MP6.78" AMOLED, 144HzSnapdragon 8 Gen 25160mAh, 120W₹35,999 – ₹39,999
realme GT 6T 5G50MP (OIS) + 8MP Ultra-Wide16MP6.78" AMOLED, 120HzSnapdragon 7+ Gen 35500mAh, 100W₹32,999 – ₹36,999
Vivo V40 5G50MP (OIS) + 8MP + 2MP32MP6.78" Curved AMOLED, 120HzDimensity 82005000mAh, 80W₹36,999 – ₹39,999
HONOR 200 5G50MP (OIS) + 12MP + 2MP50MP6.7" OLED, 120HzSnapdragon 7 Gen 35200mAh, 100W₹38,999 – ₹41,999
Redmi Note 13 Pro+200MP (OIS) + 8MP + 2MP16MP6.67" Curved AMOLED, 120HzDimensity 7200-Ultra5000mAh, 120W₹31,999 – ₹34,999
OnePlus 12R50MP (OIS) + 8MP + 2MP16MP6.82" AMOLED, 120HzSnapdragon 8 Gen 25000mAh, 100W₹39,499 – ₹40,999

Frequently Asked Question

Which mobile is no 1 in camera?

Launched in 2025, Samsung Galaxy S24 Ultra stands tall as the first camera phone in its segment. A massive camera with a 200MP primary sensor, resorting to a periscope zoom lens, and AI-driven image processing that satisfies photographers and aspired videographers equally.

But then, both the Asus ROG Phone 5s Pro and the Xiaomi 12 Ultra are two hi-tech phones that fall under that range of Rs 45,000, prevailing in India.

Who is the best phone under 40k?

The best phone under ₹40,000 in India depends on your needs, but top contenders in 2025 include:

  • iQOO Neo9 Pro – Best for gaming and performance
  • OnePlus 12R – Best for a balanced flagship experience
  • Vivo V40 5G – Best for camera and display
  • realme GT 6T 5G – Best for fast charging and smooth performance

In the sub-₹40000 bracket, the Redmi Note 13 Pro+ and HONOR 200 5G were the only two with AI capabilities and flagship-grade sensors.

Which phone's camera quality is better?

The best camera quality in a phone depends on the sensor, image processing, and software optimization. In the ₹40,000 range, the top choices for camera performance in 2025 are:

  • Redmi Note 13 Pro+ – 200MP OIS camera for ultra-clear details
  • HONOR 200 5G – AI-enhanced portrait photography
  • Vivo V40 5G – Superior night mode and color accuracy
  • OnePlus 12R – 50MP Sony sensor with flagship-grade processing

Conclusion

The best camera phone under 40000 sometimes becomes a little tricky depending on proposed photography requirements. If shooting high-resolution images is your primary interest, the Redmi Note 13 Pro+ with the celebrated 200MP sensor is your option. When it comes to AI portrait enhancement, no other phone can compete with the HONOR 200 5G. The OnePlus 12R does image processing on the same lines as flagship mobiles, thus delivering professional-style photography.

These phones are excellent in camera performance crisp, vibrant, and sharp snaps. Thus pick one according to your inclination-whether low-light photography, AI enhancements, or ultra-clear resolution.